Products & Solutions

Better Tools for your Type of Business. Our business solutions include Data Analytics & Insights, Gift Cards, Loyalty & Rewards Programs, Point-of-Sale (POS) Terminals, Clover® Mini/Mobile, Clover Go Smart Phone Reader, Online Gateway/Virtual Terminal, Check & ACH, Security/Transaction Protection, and Cash Advance/Working Capital. Contact us to pick the solutions to best meet your business needs.

Data Analytics & Insights

Benefits for Business
Our data analytics and insights uncover the hidden stories behind sales, helping you market better and bring in new customers. Best of all, it is easy, and it makes running your business fun.

 

Bring in new business: Easily see your customers’ spending patterns to find more like them.
See how you’re performing: Understand the impact of your marketing efforts and improve future efforts.
Scope out similar businesses: Compare sales and consumer spending trends at similar businesses to see how you stack up.
Better target your marketing: Find profiles of your customers and segment them by categories like new, repeat or local, so you can market to them more effectively.

Key Components

  • Trends and benchmarking that help you track your business’ performance over time.
  • Heat maps that show where your customers live and shop.
  • Weather breakdowns that track how your business performs in different conditions.
  • Sales analysis that gives you insight into customer behavior and buying habits.
  • Snapshots that are sent directly to you so you’re always on top of things.

Gift Card

First Data merchant gift card solutions for regional and global merchants offer innovative functionality that is trusted by over 300 of the world’s largest retail brands and thousands of smaller merchants looking to drive revenue and customer loyalty.

 

Benefits for Business
Easy and affordable company gift card solutions from First Data help retailers quickly establish and manage a store-branded program on a local, regional or national level. When you partner with First Data for your merchant branded gift card program, your business benefits from our:

 

17+ year history in merchant gift cards
Industry-leading gift card product innovation
Comprehensive consultation services
Global footprint for maximum expansion

Key Components

  • Total gift card program management including planning and forecasting, order management, design consultation, and inventory and fulfillment services.
  • Accurate, timely net settlement of gift cards and easy-to-use reporting
  • Single card with ability to carry gift balances for multiple merchants
  • Increase brand exposure and boost gift card sales by expanding the number of channels you utilize for card distribution
  • Simple web-based solution enables consumers to reload funds onto stored-value cards in real time from a credit card or checking account

Loyalty and Rewards Programs

Now more than ever, it’s easy to reward loyal clients with incentives that keep them coming back. Loyalty programs let customers earn points whenever they purchase goods or services from your business. They can, in turn, redeem those points for rewards. When enough points are earned, they are automatically converted into a monetary or non-monetary reward, depending on your company’s needs. From issuing points to reward fulfillment, our loyalty programs can be fully automated, meaning the upkeep is almost non-existent for you and your staff.

 

Beyond customer loyalty, how does your business benefit? Guest reward programs allow you to distinguish yourself from the competition. You’ll also collect customer demographic and contact information with every sign-up, leading to more marketing opportunities and chances to connect with customers. If you have a specific goal, like increasing traffic during a slow season or getting more purchases online or at a specific store location, we can even create a custom loyalty promotion to help you get there.

YOUR DESIGN
In an increasingly competitive marketplace, your program needs to stand out. Bring us your custom design and we will build it. Already have an existing Loyalty program, and looking to improve it? We can import existing complex programs into our platform.

EXPERTLY ENGINEERED
We eliminate lengthy development times so your program starts without delay. Don’t let security concerns become a barrier either, we have engineered our platform to keep sensitive information safe.

ADAPT, CHANGE, EVOLVE
Don’t miss out on the latest trends, easily add new features to your program with four development releases per year. Use our API service to work with existing or new partners, and be assured you are always working with your preferred industry specialists.

Point-of-Sale (POS) Terminals

Our networks support hundreds of terminals and POS systems with countertop and mobile options to fit your company’s needs.

Clover Mini/Mobile

Clover Mini is small, powerful and looks good too. It accepts virtually all payment types and has the ability to scale up to full point-of-sale (POS) functionality. And as you grow, it can too with specialized apps from the Clover App Market.

 

Take your business anywhere you go.
With Clover Mobile, running your business on the go is never a problem. This high-powered mobile payment device puts everything you need to manage and grow your business in the palm of your hand.

 

Whether you want to take payments tableside, bust register lines or you’re just generally on the go; Clover Mobile is the payments device for you. And as you grow, specialized apps from the Clover App Market let you do everything from managing inventory and discounts to scheduling employees and tracking tables.

Accept more payment types.
Take all kinds of payments, from magnetic stripe, EMV® chip, standard credit and debit cards to contactless payments, without additional equipment or software.

Simplify your business.
Clover Mini gives you everything you need to make running your business far less complicated and a lot more fun.

Safeguard your hard work.
Help keep you and your customers’ information safe with built-in fraud protection from Clover Security.

Increase customer loyalty.
Set up a digital loyalty and rewards program to attract new business and keep customers coming back for more.

Turn data into information.
Tap into valuable insights about your customers, what they buy and your business so you can grow your business faster.

Access anywhere, anytime.
Run your business on cloud-based software so you can access your information from any device.

Clover Go Smart phone reader

Wherever Your Business Takes You
Clover Go makes it easier – and safer – to take your business to your customers. Whether at the local farmer’s market or at a customer’s job site, you can accept payments on the go, wherever you have a wifi or cellular connection.

 

With the NEW Clover Go, you have an all-in-one reader for contactless, chip and swipe card payments — including Apple Pay®, Samsung Pay™, and Android Pay™ — right from your personal smartphone or tablet. And it comes with clear, intuitive reporting with powerful insights to help your business grow.

 

  • Simple: Ready right out of the box. Just charge, plug in and use with your iOS or Android device.
  • Powerful: All you need, at your fingertips with custom tip and tax rates, permissions for employees, transaction history and the ability to email or text receipts.
  • Flexible: Goes where your business takes you, flexibly accepting contactless, chip and swipe card payments such as Apple Pay, Samsung Pay and Android Pay.
  • Secure: EMV® chip cards help reduce fraudulent activity, and your transactions are backed with Clover Security data protection.
  • Smart: The Clover web dashboard allows you to manage your business from wherever you have an internet connection.
  • Friendly: 24×7 care and support are available when you need them.

Online Gateway/Virtual terminal

Let customers find you wherever they are.
If you’re not online, you’re missing out. Let Clover give you a great looking online store that connects your business to the world.

 

Benefits for Business: Clover Online is everything you want in a dynamic eCommerce solution. Boost your website experience by offering more customer payment options, protect it with powerful security features, and deliver it all with simple, seamless integration.
Get online—now: It’s all-in-one—online store, shopping cart and hosting. Professionally designed and super easy to use.
Works across mobile devices: With its fully responsive design, your online store works as easily on tablets and mobile phones as it does on computers. Now your customers can shop with you in their preferred way.
Pay their way: Give your customers the freedom of flexible payment choices built-in to your online store.
Drive traffic online and in store: Your online store gives your business exposure and helps you gain new customers.

 

Key Components

  • Fully integrated – Your online store and your Clover POS system will just work together. From inventory to insights, it’s one seamless experience.
  • Safe & secure – With state-of-the-art security and deep encryption, every Clover transaction is designed to fully protect your customer data.
  • Support when you need it – Have a question? Find an answer, about whatever, whenever. We have real humans ready to offer real support.

Check and ACH

Accept checks and ACH payments.
Clover Check Acceptance enables you to safely process check and ACH payments in whatever way makes sense for your business. Payments are funded electronically and can be guaranteed against chargeback—all at a cost that is typically lower than card acceptance, and with a higher approval rate.

 

Benefits for Business
Clover Check Acceptance uses leading risk assessment technology and extensive consumer databases to minimize risk upon payment acceptance. And with multiple options like taking payments from your smartphone, website, or Clover device, you can find the right coverage for your business.

 

Offer payment choice: Allow customers to pay as they please while improving your cash flow.
Lower expenses: Pay less than you would with cards, eliminate bank fees and create operational efficiencies.
Reduce risk: Lessen chargebacks and significantly reduce fraud losses by shifting the responsibility of bad checks to TeleCheck.
Increase security: Protect your customers’ personal information from identity theft every time they pay.

 

Key Components

  • Electronic Check Acceptance® (ECA) converts checks to electronic transactions at the point of sale.
  • The Clover Check Acceptance app on Clover enables ECA so you can accept checks with ease and receive funds within two banking days.
  • Electronic deposit helps save time and reduce expenses Internet Check Acceptance® helps you expand your business and maximize online sales.
  • Ability to securely accept check/ACH payments online.
  • Ability to establish pre-arranged recurring payments via merchant’s website.
  • Mobile Check Acceptance® enables clients to process checks electronically, virtually anywhere using their smartphone or tablet.
  • All Clover Check Acceptance products offer a warranty that can eliminate fraud costs by having TeleCheck absorb bad check losses.

Security/transaction protection

Protect your success.
Clover Security is state-of-the-art small business data protection. This dynamic security package safeguards your business and reputation, making sure your hard work pays off.

 

Benefits for Business
Security breaches in small business are a big deal. That’s why Clover Security helps to protect your business’s data, your customer’s payment information and reduces liability in the event of a breach.

 

Increase payment security: Encryption and tokenization make cardholder data significantly more secure.
Protect customer data: Help secure your customer data so it can’t be used to commit fraud.
Reduce liability: Rest easy with extra coverage from the liability waiver in the event of a Data breach.
Make compliance easier: Clover Security gives you the tools you need to reduce PCI compliance scope, effort and cost.

 

Key Components

  • The latest technology that helps protect cardholder information from the moment a card is swiped in your payment system (Requires eligible POS equipment).
  • An available liability waiver for card association fines and expenses of up to $100,000 per location (up to 5 locations) in the event of a data breach2.
  • Monitor and protect your point-of-sale (POS) system from possible tampering.
  • Easily assess your data security with an at-a-glance benchmark.
  • Make payment compliance easier and faster with a simple online questionnaire.
  • Hardware that provides EMV chip card payment acceptance to help prevent fraudulent card use as part of your overall security protection (Requires eligible POS equipment).

CASH ADVANCE/working capital

Cash advances are a smart way to get working capital for many small- and medium-sized businesses. A cash advance is the purchase of future credit card receivables — it isn’t a loan. Sometimes called “credit card receivable funding” or “credit card factoring,” eligibility for a cash advance is primarily based on the strength and consistency of your company’s credit card sales.

 

A cash advance offers benefits that might not be available from other lenders or financial sources. For instance, poor or damaged personal credit scores won’t automatically disqualify your business from receiving a cash advance. And while many working capital options can take weeks or more to secure, a cash advance puts money in-hand in as few as three business days. SwipeWorks has partnered with a national cash advance company to provide our merchants this unique way to fund their business needs.